Titus 2:11-12 (NIV)

11. For the grace of God has appeared that offers salvation to all people.

12. teaches us to say “No” to ungodliness and worldly passions, and to live self-controlled, upright and godly lives in this present age,

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Titus 3:5

 he saved us, not because of righteous things we had done, but because of his mercy. He saved us through the washing of rebirth and renewal by the Holy Spirit,